I aspire to responsibility

Aspire Youth Debit Card Fees and Interest

Fees with effect from 1st April 2017:

Account opening fee


Minimum opening deposit
(The account will be closed automatically if no deposit was made within 35 days from account opening.)

R 0.00

Minimum balance

R 0.00

Cash deposit at branch

R 2.00 up to R100.00, thereafter an additional R 2.00 per R100.00 or part thereof above R100.01

Cheque deposits


Dishonoured cheque

R 77.00

Special clearance of cheque deposits

R 90.00

Cash withdrawal at branch

R 12.00

Cheque withdrawals

R 40.00

Repayment from unclaimed funds

R 50.00

Monthly service/ledger fee


Replacement card

R 70.00

Full statement (mailed on request)

R 13.00

Full statement (counter)

R 13.00

Mini statement or balance enquiry at branch


Account dormancy fee

R 22.00

Point of sale purchase



R 3.50

Purchase and cashback


Declined purchase - any customer related reason

R 7.50

International debit card fee (POS)

R 16.00 + 2% of transaction value

International debit card fee (ATM)

R 18.00 + 2% of transaction value

International debit card declined fee

R 7.50

Saswitch Fees


Cash withdrawal: ATM

R 8.15 below R100.00, thereafter and additional R 1.65 per R100.00 and above

Balance enquiry: ATM

R 4.30

Rejected transactions: ATM

R 4.50

Rejected transactions card swallowed ATM

R 2.00

Cellphone balance enquiry

No banking fee. R1.00 will be charged by your mobile service provider for the cost of the sms

Interest with effect from 21 July 2017:


Amount in Rand

Interest Rate (%)

0 - 500


500.01 - 1000


1000.01 - 2000


2000.01 - 5000


5000.01 - plus