SA Post Office Bank

I aspire to the rythm of success

Living with what you have

Unnecessary debt is usually taken on to finance items that people do not really need or should be able to pay for in cash if they had budgeted properly (for example using the budget facility on credit cards to make an impulsive purchase or to pay for food).

The reality is that needs vary and depending on circumstances people will still need access to funds. The trick is to understand your best options, given your circumstances. You may find that saving for a goal like education through a Postbank Savings account makes more sense than getting a loan.