Postbank

Smart Save

Benefits of Smart Save:

- Record all your transactions with a Savings book

- A minimum of R50 is required to open the Smart Save account

- No monthly management or service fees

- Save what you want when you want

- Withdraw from any Post Office Retail branch

- Keep your money safe.

- Can be opened as a Joint Account.

Make it work for you

Smart Save is one of South Africa's favourite Savings accounts and has been since its inception.

The Smart Save account works best if you have some money you want to put away safely but know you will need access to it in the near future. Be Smart and Save.

How to apply

You can apply at your nearest Post Office. All you need is your ID document and a proof of residential address in order to comply with the Financial Intelligence Centre Act (FICA).

Smart Save Fees

With Bonus Save, in addition to the interest you earn over the period of your Savings, you could also qualify for a bonus of 0.50% interest at the end of the Bonus Save term provided all conditions are met,such as making monthly payments on time throughout the duration of the term.

There are different terms available for Bonus Save and each term has its own interest rate. For example, you could choose to save for a period of 24 months and earn 2.20% interest, or you could save for a period of 60 months and earn 3.25% interest.

There are options designed to suit your specific needs. Look at our Bonus Save Interest Rates to determine which is right for you. You will be required to do regular monthly deposits into your Bonus Save account, which is possible through a stop order from your Postbank Card Account. The monthly deductions from your Postbank card account will be done on the same date as the account opening date of your Bonus Save. If for example you open your Bonus Save on the 9th of the month, deductions will be made on the 9th of each month for the duration of the term.

Interest will be credited to your Postbank card account.

Interest is fixed for the duration of the investment term. Interest is calculated on a daily balance and only credited to the card account at maturity of the Savings term.

If you are serious about saving, this is ideal for you.


SASSA SRD (R350) Enquiries
Tel: 080 060 10 11
Tel: +27 13 754 9439/94428/9454

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Contact Us
If you are an approved SRD
Grant beneficiary
Postal Address
Private Bag X20609
Bloemfontein
9300

Postbank Fraud
Fraud@postbank.co.za

SASSA Fraud
Fraud@postbank.co.za

Customer Care
Tel: 0800 53 54 55
Tel: 0800 53 33 50
postbank.enquiries@postbank.co.za

Request your Tax certificate
taxcertificates@postbank.co.za

Forms
Visit our Form-section to:
- Request a Credit Order
- Update your FICA details
- Payment of Estate Proceeds
- Change your Daily Limit